COVID-19 Alert: Blue Water Capital Management, LLC is primarily working from home offices and using remote meetings, but can meet in-person as well.
If you have concerns about the markets, or would like to have us look over your investments, please feel free to contact us.

Specializing in retirement planning and personalized investment management.

Model Allocations for: North Carolina 401(k) & 457 plans

We have built four asset allocations with the investment options available in your plan*. Feel free to use the allocations as given, or modify them to your preference.  For instance, in order to do a 60% stock allocation, you would split the difference between the 70 and 50 allocations.

 
  Investment  Asset Class 90% Stocks 70% Stocks 50% Stocks 30% Stocks
Stocks North Carolina Large Cap Index
US Large Blend 38% 31% 23% 15%
  North Carolina Large Cap Core US Large Blend 10% 7% 5% 3%
  North Carolina Small/Mid Cap Index US Small Blend 15% 12% 9% 6%
  North Carolina Small/Mid Cap Core US Small Blend 5% 4% 3% 2%
  North Carolina International Index
International Core Stock 16% 12% 7% 3%
  North Carolina International International Core Stock 6% 4% 3% 1%
    Total Stocks: 90% 70% 50% 30%
Bonds North Carolina Stable Value Investment Grade Bonds 2% 6% 9% 13%
  North Carolina Fixed Income Investment Grade Bonds 3% 9% 15% 20%
  North Carolina Fixed Income Index Investment Grade Bonds 4% 12% 20% 28%
  North Carolina Inflation Responsive TIPs 1% 3% 6% 9%
    Total Bonds: 10% 30% 50% 70%

*Investment options as of: Winter of 2018

If your investment options have changed since this date, please email us a list of your new options. We will contact you when we've reviewed them and made any necessary changes to our allocations.