Specializing in retirement planning and personalized investment management.

Model Allocations for: North Carolina 401(k) & 457 plans

We have built four asset allocations with the investment options available in your plan*. Feel free to use the allocations as given, or modify them to your preference.  For instance, in order to do a 60% stock allocation, you would split the difference between the 70 and 50 allocations.

 
  Investment  Asset Class 90% Stocks 70% Stocks 50% Stocks 30% Stocks
Stocks North Carolina Large Cap Index
US Large Blend 38% 31% 23% 15%
  North Carolina Large Cap Core US Large Blend 10% 7% 5% 3%
  North Carolina Small/Mid Cap Index US Small Blend 15% 12% 9% 6%
  North Carolina Small/Mid Cap Core US Small Blend 5% 4% 3% 2%
  North Carolina International Index
International Core Stock 16% 12% 7% 3%
  North Carolina International International Core Stock 6% 4% 3% 1%
    Total Stocks: 90% 70% 50% 30%
Bonds North Carolina Stable Value Investment Grade Bonds 2% 6% 9% 13%
  North Carolina Fixed Income Investment Grade Bonds 3% 9% 15% 20%
  North Carolina Fixed Income Index Investment Grade Bonds 4% 12% 20% 28%
  North Carolina Inflation Responsive TIPs 1% 3% 6% 9%
    Total Bonds: 10% 30% 50% 70%

*Investment options as of: Winter of 2018

If your investment options have changed since this date, please email us a list of your new options. We will contact you when we've reviewed them and made any necessary changes to our allocations.

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