Client Demographics
The following information is based only on our full-time (investment management) clients. Data as of Spring 2018.
Money Under Advisement: $62M+
Clients: 100
Households: 69
Notes: We are an established firm, but not too big. We know our clients, and we our focused on their needs. That is why we limit the number of new client engagements.
| Gender | |
| Men: | 48% |
| Women: | 52% |
| Marriage Status | |
| Married: | 62% |
| Single: | 38% |
| Single Women: | 25% |
| Retirement Status | |
| Retired: | 49% |
| Retire within 0-5 Years: | 15% |
| Age | |
| 30's: | 4% |
| 40's: | 19% |
| 50's: | 24% |
| 60's: | 22% |
| 70's: | 24% |
| 80+: | 7% |
| Average Age: | 60.3 |
| Youngest Client: | 34.5 |
| Oldest Client: | 91.5 |
| Average Age of Client Taking Distributions: | 71.6 |
Notes: While most of our clients are married, we also work with a number of single women. Almost 2/3rds of our clients are either in retirement or within a few years of it. Over 55% of our clients are age 60 or higher.
Average % of Stocks in Portfolio (All Clients): 57%
Average % of Stocks (Retirees): 49%
Notes: Our portfolios range from very conservative (15% stocks) to very aggressive (100% stocks), but average out as moderately aggressive. As expected, retirees have more conservative allocations.
| Client Longevity with Blue Water | |
| Average # of Years as Client: | 9.7 |
| Client for 0-5 years: | 20% |
| Client for 5-10 Years: | 10% |
| Client for 10+ Years: | 70% |
Notes: We are proud of our track record. Most clients have worked with us for a number of years, and we have consistently had a high rate of client retention.